Instant Funding

C
Chatify
Updated Nov 8, 20262 min read

The Instant account has no challenge phase. You trade a funded-style account from day one.

Profit Target

  • None. There is no evaluation phase.

Minimum Days

  • 5 Winning Days before each payout.
  • A Winning Day is a single trading day (00:00 to 23:59 UTC) in which your account's profit reaches at least 0.5% of the Initial Account Balance, calculated on an equity basis.

Maximum Daily Drawdown

  • 3% of the Initial Account Balance ($3,000 on a $100k account).
  • Includes closed trades and floating losses. Resets every day at 00:00 UTC, dashboard time.
  • A breach is permanent account failure.

Maximum Loss

  • 6% of the Initial Account Balance, static.
  • Example ($100,000 account): equity or balance must never fall below $94,000.

Minimum Holding Time

  • 3 minutes for all trades. Closing earlier is a hard breach.

News Trading

  • Restricted window of 5 minutes before and 5 minutes after high-impact releases (soft breach).

Trade Layering

  • A new trade may open only 10 minutes after the previous trade's opening time.
  • Maximum 2 concurrent layers. Opening a 3rd layer fails the account.

Other Instant rules

  • 1% Per-Trade Risk Rule: the floating loss on a single position must not exceed 1% of the Initial Account Balance.
  • EAs are allowed only if they follow every rule. High-frequency trading (HFT) bots are not allowed.
  • Account fees are not returned on Instant accounts.

Inactivity

  • 30 consecutive days without an executed trade closes the account.

Leverage and Payouts

  • Leverage: 1:100 across all instruments.
  • Payouts: bi-weekly (every 14 days).
  • Profit split: starts at 70% and grows up to 100%.

Optional Add-On (at checkout, for an additional fee)

  • Overnight Holding: prohibited by default, unlocked by the Overnight Holding Add-on (+10% of the account fee).
  • Weekend Holding: prohibited by default, unlocked by the Weekend Holding Add-on (+15% of the account fee).

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